Terms of Use

The following terms and conditions apply to your access to, and use of Clatsop Community Bank’s Internet site. Please take a moment to read these terms carefully. By accessing our online site, you agree to be bound by the following terms. THESE TERMS AND CONDITIONS ARE SUBJECT TO CHANGE. ANY CHANGES WILL BE INCORPORATED INTO THE TERMS AND CONDITIONS POSTED TO THIS WEBSITE FROM TIME TO TIME. IF YOU DO NOT AGREE WITH THESE TERMS AND CONDITIONS, PLEASE DO NOT ACCESS THIS WEBSITE. The term “Bank” as used in these “Terms of Use” means Clatsop Community Bank. Your eligibility for particular products and services is subject to final Bank determination and acceptance. 

TRADEMARK NOTICE AND COPYRIGHTS

Clatsop Community Bank is the marketing name for the financial institution in the United States. All online site design, text, graphics and the arrangement thereof are Copyright© 2010 Clatsop Community Bank. Any use of the information and materials included in our online site, without the prior written permission of the Bank is prohibited.

LAWS AND REGULATIONS

You agree you will not engage in any activities related to the Website that are contrary to applicable law, regulation, or the terms of agreements with Clatsop Community Bank. In addition, in circumstances where locations of the Website require identification, you will establish security procedures and controls to protect access to your password from un-authorized individuals.

DISCLAIMER OF WARRANTY

All information and services contained in our online site, including text, graphics, links or other items are provided “AS IS” without warranty of any kind, either express or implied, including, but not limited to, any implied warranties or merchantability, fitness for a particular purpose, title or non-infringement. The Bank does not warrant the adequacy, accuracy or completeness of information and materials included in our online site or in third party sites linked to or from our online site or that, the functions provided will be uninterrupted or error-free. The Bank expressly disclaims any liability for errors in or omissions from information, materials and functions included in our online site or any third party sites linked to or from our online site.

DISCLAIMER OF LIABILITY

In no event shall the Bank be liable for any direct or indirect, special, incidental, consequential or punitive damages which arise out of or relate to: lost profits arising from any interruption in availability of our online site, delay in operation or transmission, computer virus, loss of data, or otherwise, and even if the Bank has been advised of the possibility of such damages or loss. We do not guarantee the security, privacy or integrity of information that you may transmit to us or receive from us over the internet. If you are dissatisfied with any aspect of our site or the services available via our web site, your sole and exclusive remedy is to discontinue access.

SUBMISSIONS

At Clatsop Community Bank only needed customer information is collected to provide customer services, to offer new products and services, and to fulfill any legal and regulatory requirements. Our customers are entitled to information about the use of information we collect about them, and can request an explanation from us regarding it.

SECURITY

Access to customer data is on a “need to know” basis to those who specifically need it to conduct their business responsibilities as related to servicing accounts and fulfilling requests for information. Each Clatsop Community Bank employee is personally responsible for maintaining consumer confidence at all times. Internal audits are conducted to review our compliance with this privacy policy standard and the practices that support these principles.

POTENTIAL DISRUPTION OF SERVICE

Access to the Website may be unavailable from time to time, delayed, limited or slowed due to, among other things:

  • hardware failure, including among other things failures of computers (including your own computer), servers, networks, telecommunication lines and connections, and other electronic and mechanical equipment;
  • software failure, including among other things, bugs, errors, viruses, configuration problems, incompatibility of systems, utilities or applications, the operation of firewalls or screening programs, unreadable codes, or irregularities within particular documents or other content;
  • overload of system capacities;
  • damage caused by severe weather, earthquakes, wars, insurrection, riots, civil commotion, act of God, accident, fire, water damage, explosion, mechanical breakdown or natural disasters;
  • interruption (whether partial or total) of power supplies or other utility of service;
  • governmental or regulatory restrictions, exchange rulings, court or tribunal orders or other human intervention; or
  • Any other cause (whether similar or dissimilar to any of the foregoing) whatsoever beyond the control of Clatsop Community Bank.

JURISDICTION

Clatsop Community Bank users of this Site agree to submit to the laws of the State of Oregon, USA and applicable federal law without regard to conflicts of laws principles. The Bank makes no representation that any information, materials or functions included in our online site are appropriate for use in any other jurisdiction. If you choose to access our online site from other locations, you do so on your own initiative and are responsible for compliance with applicable local laws and regulations.

GOVERNING LAW

Your access to and use of our online site and these terms are governed by and will be construed in accordance with the law of the State of Oregon in regard to principles of conflicts of laws. In the event that any provision of these terms is held unenforceable, it will not affect the validity or enforceability of the remaining provisions and will be replaced by an enforceable provision that comes the closest to the intention underlying the unenforceable provision.

CHILDREN ONLINE

Protecting children’s identities and information online is important. Clatsop Community Bank does not knowingly solicit data from children online, nor do we market our online products and services to children.

VIOLATIONS OF RULES AND REGULATIONS

Clatsop Community Bank reserves the right to seek all remedies available at law and in equity for violations of these Rules and Regulations, including the right to block access from a particular Internet address to the Site.